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Retirement & Insurance


Financial Services, Inc.


Michael A. Bowers

9030 STONY POINT PARKWAY, SUITE 145
RICHMOND, VA 23235

Phone:

8043200131

Fax:

804-320-0132

E-mail:

  • Linkedin

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

We have interesting videos for you to watch on my site.

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Retirement & Insurance Financial Services, Inc.  

ED Slott and Group Master Elite IRA Advisor

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Retirement & Insurance Financial Services, Inc. is a full-service financial firm committed to helping people pursue their financial goals. We provide insurance, financial, and consultancy services.

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We offer a wide range of financial products and services to individuals and business owners. We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our clients.

Each of our agents has extensive personal and professional experience.

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Many hold various professional designations, and qualified representatives are licensed to sell a variety of investments and insurance products.

We're looking forward to using our expertise to help you pursue your financial goals.

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Discover Your Retirement Tax Bill In 30 Seconds: https://retirementtaxbill.com?u=NzBLN1RuRHNJMXFSQXd2cHp0cnVuZz09 

 

 

CUSTOMER TESTIMONIAL

"Mr. Bowers has been of enormous assistance in helping me assess my current policies and to have a better path, understanding, and sense of comfort towards retirement.  His patience through this process has been tremendous." Sharon Dabney-Wooldridge, President/CEO; The Kleane Kare Team, Inc.

"I would recommend Michael Bowers to anyone who is seeking a very experienced, competent and caring retirement and insurance professional to help them to plan their financial future." Dr. Piscitelli

Ed Slott's Master Elite IRA Advisor Group logo
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NAFA logo for National Association for Fixed Annuities

Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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More than a quarter of U.S. homes are exposed to severe or extreme weather risk. While homeowners can't control the forecast, they can take proactive steps to prepare.

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Here are some ideas to help pursue a life of financial freedom.

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Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Use this calculator to determine whether you qualify for the different types of IRAs.

This calculator can help you estimate your annual federal income tax liability.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck